Mortgage Center

Beth Gardner - St. James Branch

Loan Officer

NMLS #: 2341622

Office 573-265-6555

Fax 573-265-5855

Email: bgardner@tcbanks.com

323 N Jefferson
St. James, MO 65559

Your lender choice is an important part of real life. They’re there for you when you buy your first car, your first home, and even your first weekend lake house. They’re also there when the deck needs replaced, or the repairman says you need a new HVAC unit. Whatever real life looks like for you, I’m dedicated to helping my customers handle life and reach the financial future of their dreams. 

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

1. Click Apply Now and complete the application.
2. When you have completed the application, click submit and your information will be reviewed.
3. A Town & Country Bank Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 573-265-6555.